Attention homeowners in Grayson and Carter County: Need an appraisal?

Here are the top reasons KY homeowners need The B's Hive Properties, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. To cut their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Carter county or KY

Need help determining the price of your home in or near Grayson, KY?
Contact The B's Hive Properties, LLC.

We at The B's Hive Properties, LLC understand the particular needs of a homeowner looking for appraisal services. Our typical business clients get the appraisal process and the standard documents we provide. Being a regular homeowner that probably doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at The B's Hive Properties, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping people just like you dismiss unnecessary PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from The B's Hive Properties, LLC is your #1 weapon.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. The B's Hive Properties, LLC can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? The B's Hive Properties, LLC can We can assist you. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.