Need an appraisal for an FHA-backed mortgage? Call The B's Hive Properties, LLCThe FHA keeps a roster of approved appraisers for each state - The B's Hive Properties, LLC is on the roster of approved appraisers for KY. If you have an FHA-loan, be sure to hire The B's Hive Properties, LLC, as we are approved and certified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at The B's Hive Properties, LLC is well-trained on how to follow the rules and regulations provided. Be sure to contact The B's Hive Properties, LLC if you need an appraisal done for an FHA-secured loan. If your home loan is FHA certified, that means that it has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lenders with protection by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-backed financial transaction; the point of the Federal Housing Administration is to assist credit-worthy consumers to meet expectations and necessities for lending organizations that they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lower income or less starting money to put down on a loan benefit the most from Federal Housing Administration loan programs. |